Our Fees
Fees you can price before you sign.
A flat annual advisory fee, stated up front, plus a modest 0.75% fee to manage the assets. No commissions, no product sales, nothing to go looking for on a statement.
Why We Charge This Way
Most advisors are paid a straight percentage of your assets. That means their fee grows every year your portfolio does, whether or not the actual work changes. We think what you pay for planning should track the complexity of your situation, not just the size of your account. So we split the fee in two: a flat rate for the planning itself, priced in tiers, plus a smaller fee for managing the assets. For $500,000 to $1 million, the planning fee is $3,500 and the asset-management fee is 1.00%. Above $1 million, a tiered planning fee applies alongside a 0.75% asset-management fee. All fees are clearly disclosed and agreed upon before you sign anything.
The flat fee covers your financial planning; the percentage shown under "Plus" covers ongoing management of your invested assets.
Investment Management Only
Prefer to skip the planning engagement and simply have us manage your investments? We offer an asset-management-only option for a flat 1.00% AUM fee, with no separate planning fee.
What This Means For You
Fair, legible, and on your side.
No hidden costs
You always know exactly what you're paying and why, before you commit.
Aligned interests
We're not paid to sell you anything. Our compensation comes only from you, which keeps the advice pointed one direction: yours.
A rate that gets better as you grow
Because the planning fee is flat within each tier, your effective all-in rate falls as your balance grows within that band, instead of climbing in lockstep with a 1% fee that never lets up.
See the Difference
Enter your portfolio value and an assumed return.
We'll compare 30 years under our fee structure against a traditional advisor charging 1.00% of assets every year.
Your flat planning fee
$5,000 / year · $1M – $3M
Investment management (0.75%) · approximate
~$15,000 / year
Total first-year cost · approximate
~$20,000vs. $20,000 at 1%
With Athenian
$11,531,932
With a 1% AUM advisor
$11,261,576
Incremental wealth
+$270,356
For illustrative purposes only. Chart shows the impact of fees over a 30-year period and assumes no contributions or distributions and an industry-average AUM fee of 1.00%. Athenian’s cost reflects our flat annual advisory fee tier, re-evaluated each year as the portfolio grows, plus a tiered annual investment management fee on assets (1.00% from $500,000–$1M, 0.75% above $1M). The use of an annualized return is in no way indicative of an actual return realized by a client. No guarantee of a return is implied or intended. All investing involves risk. Data available upon request.
Next Step
Questions about how this applies to you?
We are happy to walk through every detail of your situation — so you always feel informed and in control.
Schedule a call