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Thinking out loud about money.

Every conversation Spiros has recorded for The Audible Advisor, collected in one place — retirement income, taxes, markets, and the behavior that quietly decides most financial outcomes.

34 pieces

Importance of the Behavioral Approach to Wealth Management & Financial Planning

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Importance of the Behavioral Approach to Wealth Management & Financial Planning

Behavioral finance plays a crucial role in the financial planning we do at the Athenian Private Client Group and it’s part of the Human Element Program we roll out for clients. Today we want to explore the psychology of finance, explain our approach, and look at the role it plays in investing. Understanding the behaviors…

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Steering Clear of Retirement Stress
Retirement PlanningVideo

Steering Clear of Retirement Stress

When we think of retirement, we often imagine a life free of stress, full of leisure and relaxation. However, the truth is that retirement can be one of the most stressful events in a person’s life. In this episode, we’ll look at the ways to proactively deal with the stress surrounding the retirement process. Learn…

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Retirement Questions That Baby Boomers Are Asking
Retirement PlanningVideo

Retirement Questions That Baby Boomers Are Asking

Each generation is currently navigating a unique part of the retirement planning experience. Right ​now, ​the ​baby ​boomers ​are ​retiring ​every ​day ​at ​record ​numbers. ​This major life event comes with a handful of financial planning questions that every baby boomer should be asking, and today we’ll do our best to provide some answers. From…

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Don’t Make These Income Planning Mistakes
Retirement IncomeVideo

Don’t Make These Income Planning Mistakes

Are you planning for your retirement with the confidence that you’re making all the right moves? In today’s episode, we’ll unveil the crucial income planning mistakes that could jeopardize your retirement and show you how to craft a financial plan that’s built to last decades, not just years. One of the most challenging aspects of…

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The Questions You Must Ask Your Financial Advisor
Behavioral FinanceVideo

The Questions You Must Ask Your Financial Advisor

Have you ever wondered what questions to ask your financial advisor, or why those questions are crucial? In today’s episode, we’re tackling exactly that. We’re discussing the vital questions that bring transparency and depth to your financial advisory relationship. It’s about getting clarity on how advisors work, what they specialize in, and how they align…

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Patience Pays: The Power of Delayed Gratification
Behavioral FinancePodcast

Patience Pays: The Power of Delayed Gratification

Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future. Today we’ll talk about some of the situations where you might be inclined to take the immediate benefit, when you should really consider the delayed rewards. We try to instill this lesson in our children…

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Retirement Planning Is Harder Than It Used To Be
Retirement PlanningPodcast

Retirement Planning Is Harder Than It Used To Be

Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to school, in the snow, uphill both ways. But they had at least one thing that was EASIER…and that was retirement planning. Let’s talk about…

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Ep 25: The Market Outlook for 2023
Investing & MarketsPodcast

The Market Outlook for 2023

Market volatility became the norm in 2022. Are we in for more of the same in 2023? We’ll talk about the market outlook for the next 12 months, plus share tips on how you can best prepare for potential future volatility. Here’s a little of what you’ll learn on this episode: Mergers & Acquisitions says…

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Ep 24: Making Smart Decisions During Major Life Events
Behavioral FinancePodcast

Making Smart Decisions During Major Life Events

Most of us will have made a financial mistake or two in our lifetime, some small, and some big. It’s much easier to make a big mistake when major life changes occur and emotions are at a high. Let’s explore some of the things you should be thinking about to make smart financial decisions when…

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Ep 23: Is There Greener Grass On The Other Side?
Working With an AdvisorPodcast

Is There Greener Grass On The Other Side?

Sometimes you need to find a new financial advisor. Other times, you might think you need a new advisor, but really, you’re just guilty of thinking that the grass is greener on the other side. Today we’re sharing some common scenarios and whether they’re legitimate reasons for leaving your advisor. We’ll share some hypothetical scenarios…

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Ep 22: Warning Signs – How To Spot Problems In Your Financial Life
Working With an AdvisorPodcast

Warning Signs – How To Spot Problems In Your Financial Life

Just like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed. On this episode, we’re going to give you five different…

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Ep 21: The Money Gridiron – What Football Teaches Us About Retirement Planning
Retirement PlanningPodcast

The Money Gridiron – What Football Teaches Us About Retirement Planning

At this time of year, you can find football on TV almost every night of the week. Many of our clients are cheering on the Bucs each week along with the entire city as we hope for another championship season. You might not realize it but football can teach us quite a bit about financial…

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Ep 20: Going Against the Grain
Behavioral FinancePodcast

Going Against the Grain

Being a good advisor isn’t about winning a popularity contest or just saying the same things that everyone else in the industry says. It’s about giving the best advice that you can for each individual situation.

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Ep 19: Can’t Get No Satisfaction… Or Can You?
Retirement PlanningPodcast

Can’t Get No Satisfaction… Or Can You?

Want to know the secrets to experiencing satisfaction in retirement? We’ve discovered five key situations to which your financial plan needs to lead you. If you can key in on these five points, you’ll have a high chance to achieve retirement satisfaction.

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Ep 18: Answering Your Financial Questions
Retirement PlanningPodcast

Answering Your Financial Questions

On this episode, we’re going to tackle a number of questions that we’ve received recently. From using commission payments for retirement saving to tax planning to retirement savings allocations, we’ll hit on a wide variety of topics. Hopefully you’ll hear something that you’ve also wondered about during the show.

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Ep 17: Retirement Facts – The Do’s and Don’ts While Retired
Retirement PlanningPodcast

Retirement Facts – The Do’s and Don’ts While Retired

That’s why we’ve decided to compile a list of the things we’ve been talking about with clients recently and spend some time on each of them. These are some common questions, but they’re also important for retirement and ensuring that you know what you should and should not be doing with your financial plan.

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Ep 16: What They’re Saying – Analyzing Advice On Surviving A Bear Market
Investing & MarketsPodcast

What They’re Saying – Analyzing Advice On Surviving A Bear Market

With current market trends it’s looking likely we’ll be facing a recession. What advice should you be listening to during this time?

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Ep 15: Tough Topic – Retirement and Divorce
Retirement PlanningPodcast

Tough Topic – Retirement and Divorce

Going through a divorce at any age is difficult, but doing it near or in retirement adds all sorts of additional complications.

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Ep 14: Are You A Risk Taker? How To See If Your Tolerance For Risk Matches Your Plan
Investing & MarketsPodcast

Are You A Risk Taker? How To See If Your Tolerance For Risk Matches Your Plan

Let’s see if your tolerance for risk matches your financial plan.

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Ep 13: Investor Beware – Spotting Red Flags When Picking An Advisor
Investing & MarketsPodcast

Investor Beware – Spotting Red Flags When Picking An Advisor

In today’s economy and the possibility of a long-term market downturn, a lot of people are searching for a financial advisor. What differentiates an advisor who does the bare minimum versus those who will go above and beyond? An advisor that works with every type of client probably has less time to dedicate to you. If they are only telling you good news, you may want to be wary. On today’s episode, we’ll break down some of the big red flags you need to keep a look out for when you start working with a financial professional.

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Ep 12: Secret to Retirement Success – Get Out of Your Own Way
Retirement PlanningPodcast

Secret to Retirement Success – Get Out of Your Own Way

We usually talk about the things that people need to do to have financial success, but often times retirement is more about what you didn’t do. Let’s face it, we’re all human and mistakes are part of life, but we have to be aware of where the pitfalls often are.

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Ep 11: Mailbag – Can I Justify Paying for a Private College?
Retirement PlanningPodcast

Mailbag – Can I Justify Paying for a Private College?

We are opening up the mailbag today to answer some of our listener’s questions about various financial and retirement topics. Kenneth’s daughter wants to go to a private college, can he justify the large tuition bill? You need to consider the fees, rent, and books you’ll also have to pay back but there are a few options out there you can consider.

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Ep 10: The Most Important Birthdays in Retirement Planning
Retirement PlanningPodcast

The Most Important Birthdays in Retirement Planning

Retirement planning is an ongoing process but there are key dates where new opportunities open up and decisions have to be made. Today we’ll take you through the key birthdays in retirement planning and tell you what happens at each age.

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Ep 9: When Guessing at Retirement’s Most Important Questions Goes Wrong
Retirement PlanningPodcast

When Guessing at Retirement’s Most Important Questions Goes Wrong

If you aren’t working with an advisor you could end up guessing a lot when it comes to planning for retirement. On today’s episode, we are going to break down some of retirement’s most important questions and what can go wrong if you end up guessing at them.

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Ep 8: How to Recognize Your Own Voice of Greed
Behavioral FinancePodcast

How to Recognize Your Own Voice of Greed

When it comes to your money, you might have several different voices in your head—maybe the voice of greed, or the voice of fear, and sometimes the voice of wisdom.

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Ep 7: Could a Financial Bias be Costing You?
Behavioral FinancePodcast

Could a Financial Bias be Costing You?

Are you aware of any money biases you have? How much could they be costing you?

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9 Facts About Retirement that May Surprise You
Retirement PlanningVideo

9 Facts About Retirement that May Surprise You

Retirement can have different meanings for different people. Today, we explore 9 interesting facts about retirement. How do these change your perception on this next phase in life?

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Ep 6: Values-Based Planning
Retirement PlanningPodcast

Values-Based Planning

Retirement planning isn’t always about dollars and cents. At the end of the day, financial planning is about your values and what you want your future to look like.

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Understanding Tax Consequences on Retirement Accounts
Retirement PlanningVideo

Understanding Tax Consequences on Retirement Accounts

Tax consequences are one reason retirement planning can be so difficult, leaving many people confused about which accounts best fit their needs.

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Episode 5: Mailbag – Company Stock, Retiring Early, and More
Retirement PlanningPodcast

Mailbag – Company Stock, Retiring Early, and More

We are opening up the mailbag today to answer some listener questions. A lot of questions come up during the financial planning and retirement planning process and we want to help you sort through them.

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Episode 4: 22 Money Moves For 2022
Financial PlanningPodcast

22 Money Moves For 2022

What can you do now to be in better financial shape at the end of the year?

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Episode 3: Finding the Right Advisor
Working With an AdvisorPodcast

Finding the Right Advisor

How do you start the search for an advisor? What are some signs they are the right fit? On today’s episode, we’ll discuss what finding the right advisor looks like.

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Episode 2: Our Financial Planning Process
Working With an AdvisorPodcast

Our Financial Planning Process

What is Spiros’ financial planning philosophy? How is he helping people with their financial futures?

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Ep 1: Welcome to The Audible Advisor
Financial PlanningPodcast

Welcome to The Audible Advisor

On today’s episode, we are going to take this opportunity to get to know Spiros and how he’s helping clients become more educated and confident in their financial decisions.

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Prefer to listen? The full show lives at The Audible Advisor.

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