Financial Advisory & Financial Planning Services & Fees

Financial Plan

Your financial plan is a customized and comprehensive financial map that may include:

INSURANCE POLICY REVIEW

An assessment of your financial risks, current coverage, and how best to protect your future. Areas of review include:

• Life Insurance
• Health Insurance
• Property and Casualty Insurance
• Disability Income Insurance
• Long-Term Care Insurance

PORTFOLIO REVIEW:

A detailed review of your portfolio’s asset allocation and an assessment of how it aligns with your financial goals and your tolerance for risk, providing you with a detailed set of portfolio recommendations.

CASH FLOW ANALYSIS:

A map of exactly where your money comes from, where it goes, and how best to direct your resources toward your financial objectives.

TAX PLANNING AND PROJECTIONS:

An annual, multi-year tax projection, coordinated with your accountant, that identifies tax-savings opportunities.

EMPLOYEE BENEFIT REVIEW:

Assistance with understanding and electing the appropriate benefits available through your employer to fit your needs.

COLLEGE EXPENSE MANAGEMENT:

A plan to pay for your student's college costs and/or your own student loan debt that clarifies the true cost of college and provides insight into opportunities for debt minimization and reduction.

PHILANTHROPY AND CHARITABLE GIVING

Advice and strategies for aligning your long-term financial interests with your desire to do good in the world.

RETIREMENT INCOME PLANNING:

Exploration and clarification of your retirement-income goals and the options that are available for achieving them, resulting in a comprehensive retirement income projection and a clear strategy for the future. This process includes regular assessments to measure your progress.

ESTATE AND LEGACY PLANNING:

A coordinated assessment, typically involving your estate planning attorney, ensuring that your estate plan aligns with your wealth-transfer goals.

BUSINESS PLANNING:

A review of your business legal structure, financials, goals, and succession plans, lending our experience and expertise to help you achieve your business planning goals.

ACCESS TO FINANCIAL PLANNING TOOLS:

As a member of the Athenian Private Client Group family, you are able to leverage the experience and expertise of our advisors in the financial planning process. In addition, you will have access to our web-based Financial Planning software. This tool allows you to see your whole financial picture in one place, which simplifies and makes management of your entire financial life much easier. We may also incorporate additional tools as needed for specialized planning services.