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Financial Advisory & Financial Planning Services & Fees

Our Financial Advisory and Financial Planning Services Tailored or Customized.

Financial Planning

Details of Financial Planning Services



Financial Plan

Your financial plan is a customized and comprehensive financial map that may include:

Umbrella

INSURANCE POLICY REVIEW

An assessment of your financial risks, current coverage, and how best to protect your future. Areas of review include:

  • Life Insurance
  • Health Insurance
  • Property and Casualty Insurance
  • Disability Income Insurance
  • Long-Term Care Insurance
Eye

PORTFOLIO REVIEW:

A detailed review of your portfolio’s asset allocation and an assessment of how it aligns with your financial goals and your tolerance for risk, providing you with a detailed set of portfolio recommendations.

Pie Chart

CASH FLOW ANALYSIS:

A map of exactly where your money comes from, where it goes, and how best to direct your resources toward your financial objectives.

Bar Graph

TAX PLANNING AND PROJECTIONS:

An annual, multi-year tax projection, coordinated with your accountant, that identifies tax-savings opportunities.

Person Held in Hands

EMPLOYEE BENEFIT REVIEW:

Assistance with understanding and electing the appropriate benefits available through your employer to fit your needs.

Graduation Cap

COLLEGE EXPENSE MANAGEMENT:

A plan to pay for your student's college costs and/or your own student loan debt that clarifies the true cost of college and provides insight into opportunities for debt minimization and reduction.

Heart in Hands

PHILANTHROPY AND CHARITABLE GIVING

Advice and strategies for aligning your long-term financial interests with your desire to do good in the world.

Bullseye

RETIREMENT INCOME PLANNING:

Exploration and clarification of your retirement-income goals and the options that are available for achieving them, resulting in a comprehensive retirement income projection and a clear strategy for the future. This process includes regular assessments to measure your progress.

EMPLOYER RETIREMENT PLAN MAXIMIZATION:

An analysis of your investment and contribution options to ensure that you are making the most of tax-favored savings options.

SOCIAL SECURITY PLANNING:

A strategy for claiming benefits at the right time and maximizing your benefits.

House

ESTATE AND LEGACY PLANNING:

A coordinated assessment, typically involving your estate planning attorney, ensuring that your estate plan aligns with your wealth-transfer goals.

Notes

BUSINESS PLANNING:

A review of your business legal structure, financials, goals, and succession plans, lending our experience and expertise to help you achieve your business planning goals.

Trophy

ACCESS TO FINANCIAL PLANNING TOOLS:

As a member of the Athenian Private Client Group family, you are able to leverage the experience and expertise of our advisors in the financial planning process. In addition, you will have access to our web-based Financial Planning software. This tool allows you to see your whole financial picture in one place, which simplifies and makes management of your entire financial life much easier. We may also incorporate additional tools as needed for specialized planning services.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc, a broker-dealer member FINRA/SPIC. Advisory services through Cambridge Investment Research Advisors, Inc, o Registered Investment Advisor. Cambridge and Athenian Private Client Group are not affiiated. Cambridge Investment Research, Inc. and Athenian Private Client Group do not offer legal or tax advice.

Financial Planning

Services


ServiceEssentialBasic PlusAdvancedComprehensiveYour Custom Plan
Financial PlanningCheckmarkCheckmarkCheckmark
Insurance Policy ReviewCheckmarkCheckmarkCheckmarkCheckmark
Portfolio ReviewCheckmarkCheckmarkCheckmarkCheckmark
Cash Flow AnalysisCheckmarkCheckmarkCheckmark
Tax Planning and ProjectionsCheckmarkCheckmark
Employee Benefit ReviewCheckmarkCheckmarkCheckmark
College Expense ManagementCheckmarkCheckmarkCheckmark
Student Loan PlanningCheckmarkCheckmarkCheckmark
Retirement Income PlanningCheckmarkCheckmark
Employer Retirement Plan MaximizationCheckmarkCheckmark
Social Security PlanningCheckmarkCheckmark
Estate and Legacy PlanningCheckmark
Business PlanningCheckmark
Access to Financial Planning ToolsCheckmarkCheckmarkCheckmark

Financial Planning

Fees


FINANCIAL PLANNING FEE

(Financial Planning Only)

ServiceEssentialBasic PlusAdvancedComprehensiveYour Custom Plan
ONE-TIME$1,500$1,750$_____
MONTHLY$100$150$175$200$_____

INVESTMENT ADVISORY FEE

(Includes Financial Planning Services)

FeesEssential & Basic PlusAdvanced & ComprehensiveYour Custom Plan
First $250k0.85%1.00%_____%
Next $250k0.85%1.00%_____%
Next $500k0.80%1.00%_____%
Next $1MM0.75%0.90%_____%
Next $1MM0.75%0.85%_____%
Next $2MM0.70%0.80%_____%
Above $5MM0.60%0.70%_____%