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Our Process When Becoming a Client

As an independent financial services firm we at Athenian Private Client Group become your one source for coordination of all of your financial needs. We begin with a Discovery meeting to determine your financial goals and objectives, review your finances, estate plan and insurance coverage to determine inefficiencies, and conclude with a recommended financial plan suggesting investment strategies that are in line with your financial goals. While each of our clients is unique, they all have one thing in common: They want unbiased advice from an experienced professional. Our clients look to Athenian Private Client Group to provide an objective, third party perspective when considering the most suitable strategies for their financial outlook. Whether it is managing the client’s financial affairs or managing their assets to with a goal to preserve capital, our clients look to us to guide them toward financial confidence.

This phase of the process is considered the information gathering phase that helps our team to determine your financial goals and objectives.

In order to construct a strategy that is in line with your financial goals and objectives, we need to understand the level of risk that you can tolerate in any given market. Therefore, we ask prospective clients to complete a risk tolerance questionnaire (RTQ). The questionnaire results, together with the financial objectives established during our initial meeting(s), enable our firm to gain perspective on your tolerance for volatility.


  • Estate Planning Review
    • Multi-Generational Planning
  • Risk Management Analysis
    • Life Insurance
    • Long-Term Care Insurance
  • Retirement Funding Analysis
  • College Funding Analysis
  • Family Philanthropy
    • Strategies that Seek to Maximize Charitable Intent Through the Use of a Variety of Instruments
      • Supporting Organizations
      • Private Foundations
      • Donor-Advised Funds

Athenian Private Client Group will create a wealth management proposal reflecting the analysis of your existing investments and the associated risk within that portfolio and our recommendation(s). A draft Investment Policy Statement along with fundamental information on the reasoning behind our recommendations will be presented for discussion and review. The resulting Investment Policy Statement will act as a guide for your investments at Athenian Private Client Group.

Upon execution of the Athenian Private Client Group proposal and upon agreement to the final Investment Policy Statement, we will open your new accounts, transfer funds, and execute the necessary trades. Regular portfolio rebalancing and tax harvesting are fundamental aspects of portfolio performance.

Athenian Private Client Group provides quarterly performance reports to each client that includes an update on how accounts are performing net of fees and expenses. Additional client communications consist of newsletters along with informative conference calls that keep our clients apprised of both financial and news events in regard to the market and Athenian Private Client Group. In addition, annual client reviews are encouraged with a member of the Athenian Private Client Group team to discuss any changes that have occurred in financial assets or changes in time horizon, liquidity needs, or an overall change in goals and objectives.


Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.